IUMI’s online hull tutorial is a training course tailored specifically for intermediate level hull underwriters who wish to deepen their knowledge and expertise in hull insurance. This e-learning course is also suitable for other maritime professionals with an interest in marine hull insurance such as maritime lawyers and surveyors. Students can start the self-paced learning programme at any point in time.

The online tutorial consists of 13 modules, all set up in an engaging and interactive fashion. Throughout the course American, English, German, and Nordic Plan policy wordings are compared and contrasted: 

1. Ships 101
2. Particular average including sue and labour
3. Collision liability
4. General Average and Salvage
5. Exclusions
6. War and strikes
7. Operational considerations
8. Claims
9. Additional insurances
10. Additional clauses
11. Loss of hire
12. Mortgagees’ interest insurance
13. Builders’ risk

The estimated time to work through all 13 modules is 30-35 hours plus external learning material and resources. More detailed information about the content of the 13 modules is available in this brochure.

To get a better understanding of how the online tutorial works in practice you can check out this free trial of module 1: "Ships 101"

Click HERE to sign up for the hull tutorial. Since it is a flexible, self-paced learning programme there are no specific dates when the course commences and you can enrol at any time.

On completion of these modules you will be able to:

  • Describe different types of ships and their risk profiles.
  • Explain the cover and exclusions under a typical hull and machinery policy (including collision liability) and discuss the differences between various policy forms.
  • Describe the concepts of Salvage and General Average and how insurers assist the clients with these exposures.
  • Explain the cover and exclusions under war and strikes policies.
  • Analyse the various operational factors relating to a vessel that are important to insurers.
  • Discuss how hull claims are handled and adjusted including recovery potential.
  • Analyse the reasons why hull insurers might want to restrict additional insurances purchased, and discuss what additional insurances can be purchased.
  • Analyse  typical additional clauses which can be suggested either by insurers or brokers/insured.
  • Explain loss of hire insurance and how it interfaces with hull and machinery.
  • Explain the role of a bank in relation to hull and machinery insurance, and discuss the insurance products available to the banks themselves.
  • Explain the terms of a builders’ risk insurance including coverage, exclusion, duration and identity of insured.

The way the online course has been set up, it is suitable for young underwriters who are new in the industry and who have no knowledge at all. Ideally, they use the student activities in particular to gain greater knowledge of their own business.

Individuals who will gain most from the hull tutorial are those who have approx. 3-5 years experience and have had some exposure to the book of business that their insurer is writing. For them the opportunity to ask questions and think about what they are actually seeing and doing within their own organisation will be greater and they will derive a different benefit overall through application and reinforcement of knowledge as well as merely gaining knowledge afresh.

The tutorial can also be viewed as a relevant source of information even for senior underwriters who wish a brief refresh on a single topic of the 13 modules.  

The programme is Continuing Professional Development (CPD) certified. CPD is the term used to describe the learning activities professionals engage in to develop and enhance their skills and abilities. Students can request a certificate upon completion of this online course to apply for accreditation from their national professional development schemes. We certify 30 hours for the hull tutorial.

IUMI members*:

EUR 650.00 (excl. VAT)


EUR 1,040.00 (excl. VAT)


  • 10% discount for buyers of 5-9 tutorial licenses (can be a mix of cargo and hull tutorials)
  • 30% discount for buyers of 10-19 tutorial licenses (can be a mix of cargo and hull tutorials)
  • 50% special discount for IUMI member associations and companies who purchase 20 or more tutorial licenses (can be a mix of cargo and hull tutorials)


*IUMI members are:


Examination fee:

EUR 90.00

Students can choose to take an examination at the end of the 13 modules. Given the rigour of the qualification, candidates are advised to thoroughly work through all tutorial modules prior to the exam and to study about 90 hours to be sufficiently prepared. Candidates who choose to take the exam and who pass it will be awarded a certificate from IUMI which includes their score. The exam consists of 90 multiple-choice questions which have to be completed within 2.5 hours. The pass mark for the exam is 65%. Students achieving 90% or higher are awarded a certificate with distinction. The exam is an online examination which will be remotely invigilated by an exam supervisor and a webcam is required to sit the exam. The exam can be taken quarterly: March, June, September, December.The exam license must be purchased two weeks prior the exam date. Sample questions are available HERE.

The VHT and GDV, hosts of the IUMI 2024 150th anniversary conference, generously offer a bursary for one free pass to the IUMI Berlin event scheduled from 15-18 September 2024. Students of the IUMI Cargo or Hull Tutorial who successfully pass the IUMI cargo or hull exam are invited to apply for the free 4-Day Full Conference Ticket.

The pass will be awarded to the applicant with the highest score in the exam. Applicants must be an IUMI member, i.e. their employer must be a member of an IUMI member association.

NB: Costs for travel and accommodation are not covered and have to be borne by the successful candidate.

To apply for the free pass please submit your IUMI Exam Certificate to Hendrike Kühl ( by 13 June 2024.

Juliet Ang, Manager, Claims Services (Marine), MSIG Insurance (Singapore) Pte Ltd (passed the hull exam with 85.56%):

Learning and development has always been a much encouraged area in our line of business.  I first heard about the IUMI Hull Tutorial from our Learning & Development Department.  Handling Hull claims require in-depth knowledge on the coverages and exclusions and I reckoned the Hull Tutorial would provide a good foundation for me as a claims’ handler, handling both cargo & hull claims.  I felt really challenged when I was told that the pass mark for the exam is 65% and even contemplated not taking the exam!  But am glad that after going through the modules that were planned out in an informative and a well structured way, I decided to book for the exam after my third reading.  It was definitely rewarding going through this online tutorial at my own pace whilst deepening my understanding in area of underwriting, risk assessment and claims adjustment.  I strongly encourage underwriters, adjusters, surveyors or anyone working in the marine insurance industry to take up this online course.  From the vast topics covered throughout the tutorial, there is definitely something rewarding to reap when one decides to embark on this learning journey!