In this special podcast we are delighted to speak with two successful candidates from IUMI's online cargo and hull tutorials. We are joined by Kyveli Manta, an Underwriting Administrator at the American Hellenic Hull Insurance Company, and Roshan Kumar, Assistant Manager at The New India Assurance Co Ltd., who completed the hull and cargo tutorials respectively. Both candidates did exceptionally well and passed the final exam with distinction. During this podcast Kyveli and Roshan offer insight into the benefits of the tutorials, the reasons for choosing these courses and how to apply them in their daily work. They also share their views on the challenges they see ahead for the marine insurance industry.